by Ryan J. Beal, CLCS While “economic inflation” is a core concern when helping your clients plan for their future, how do you account for “social inflation” when managing your own risk? Social Inflation is an issue that continues to gain steam and intensity. We are...
by Ryan J. Beal, CLCS Risk consultants advise cyber insurance is necessary, but policyholders are not always sure why. When business owners and professionals truly understand the value of their personal and financial properties, like one’s identity and hard-earned...
by Jack Kehl, AFSB Some background Recently, I spoke with one of my contractor clients who faced challenges on a project due to a failed subcontractor. After 25+ years in Surety, this story is all too familiar: bid day + low subcontractor turnout. Of the ones who do...
By Jack Kehl During my 20-plus years in the surety industry, I have been asked one question more than any other: “What is my bonding capacity and how is it determined?” Unfortunately, this simple question is the most difficult one for a surety agent to answer and...
If you’re an owner, board member or executive of a private company without directors and officers liability insurance, you may be putting yourself at risk against lawsuits by regulators, customers, vendors, competitors or partners. The reality is the frequency of...
A few years ago, the Insurance Information Institute released an article about hosting office holiday parties responsibly, and lowering your risks of liability. The article still holds true today, we we’ve provided it below to give you some food for thought when... Subscribe to our blog
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