Social Inflation and its Impact on Commercial Auto Insurance

Prevent Potential Claims and Lessen Coverage Challenges Social inflation, which refers to the rising cost of insurance claims, continues to be a growing concern within the commercial auto insurance market. And with today’s inflation affecting nearly every aspect of...
Winterization: Ways to Protect Your Business

Winterization: Ways to Protect Your Business

By Ebony Harrell, Claims Manager Unforeseen events happen daily, and those events can affect business operations – especially during the winter season. Winter brings us wonderlands and cheer, but as Claims Manager of Overmyer Hall Associates, I also recognize...
Why D&O Insurance Isn’t Just For Public Companies

Why D&O Insurance Isn’t Just For Public Companies

If you’re an owner, board member or executive of a private company without directors and officers liability insurance, you may be putting yourself at risk against lawsuits by regulators, customers, vendors, competitors or partners. The reality is the frequency of...
10 Ways to Protect Your Business When Hosting a Holiday Party

10 Ways to Protect Your Business When Hosting a Holiday Party

A few years ago, the Insurance Information Institute released an article about hosting office holiday parties responsibly, and lowering your risks of liability. The article still holds true today, we we’ve provided it below to give you some food for thought when...
The Real Cost of Cyber Claims

The Real Cost of Cyber Claims

Cyber losses are real and the costs of these claims are mounting as hackers become more sophisticated and the reporting requirements increase. According to the NetDiligence Data Breach Cost Calculator, here are some estimated claims costs for various types of cyber...
Employment Practices Liability Insurance

Employment Practices Liability Insurance

4 reasons small businesses decline EPLI coverage By Jeff Barnes Many owners of smaller businesses make assumptions about Employment Practices Liability Insurance – and some of those assumptions are not true. EPLI coverage provides vital protection for a small...
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