The Hidden Inflation for Financial Institutions

The Hidden Inflation for Financial Institutions

Over the last 18 months, the professional and financial industries have experienced compounding pressure in the insurance market. An immense amount of social change occurred during 2020, and as a result, insurance rates for financial companies increased 28% from 2019....
2021 Tax Codes: What could changes mean for your business?

2021 Tax Codes: What could changes mean for your business?

We sat down with Ryan J. Beal to get the inside scoop on how 2021 tax codes may have shifted – and what they could mean for your business. Let’s see what he had to say.  Q: What are some important differences in 2021 tax codes compared to last year’s?...
Winterization: Ways to Protect Your Business

Winterization: Ways to Protect Your Business

By Ebony Harrell, Claims Manager Unforeseen events happen daily, and those events can affect business operations – especially during the winter season. Winter brings us wonderlands and cheer, but as Claims Manager of Overmyer Hall Associates, I also recognize...
Social Inflation: What it is & Why it Matters

Social Inflation: What it is & Why it Matters

by Ryan J. Beal, CLCS While “economic inflation” is a core concern when helping your clients plan for their future, how do you account for “social inflation” when managing your own risk? Social Inflation is an issue that continues to gain steam and intensity. We are...
Cyber Insurance: Is It Really Necessary?

Cyber Insurance: Is It Really Necessary?

by Ryan J. Beal, CLCS Risk consultants advise cyber insurance is necessary, but policyholders are not always sure why. When business owners and professionals truly understand the value of their personal and financial properties, like one’s identity and hard-earned...
Why D&O Insurance Isn’t Just For Public Companies

Why D&O Insurance Isn’t Just For Public Companies

If you’re an owner, board member or executive of a private company without directors and officers liability insurance, you may be putting yourself at risk against lawsuits by regulators, customers, vendors, competitors or partners. The reality is the frequency of...
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