Social Inflation and its Impact on Commercial Auto Insurance

Prevent Potential Claims and Lessen Coverage Challenges Social inflation, which refers to the rising cost of insurance claims, continues to be a growing concern within the commercial auto insurance market. And with today’s inflation affecting nearly every aspect of...
The Hidden Inflation for Financial Institutions

The Hidden Inflation for Financial Institutions

Over the last 18 months, the professional and financial industries have experienced compounding pressure in the insurance market. An immense amount of social change occurred during 2020, and as a result, insurance rates for financial companies increased 28% from 2019....
Mental Health on the Construction Site

Mental Health on the Construction Site

Managing risk in an organization includes discussing mental health in the workplace – and on the job site. Construction job site best practices are intended to help manage risk and keep workers safe, both physically and mentally. The construction industry is uniquely...
2021 Tax Codes: What could changes mean for your business?

2021 Tax Codes: What could changes mean for your business?

We sat down with Ryan J. Beal to get the inside scoop on how 2021 tax codes may have shifted – and what they could mean for your business. Let’s see what he had to say.  Q: What are some important differences in 2021 tax codes compared to last year’s?...
Group Captives: An Alternative Insurance Solution

Group Captives: An Alternative Insurance Solution

By David Hosler, CPCU, MBA What is a Group Captive? Group Captive Insurance Programs can be an attractive alternative to conventional insurance. They can withstand the cyclical nature of the traditional insurance marketplace while offering their owners more control...
Winterization: Ways to Protect Your Business

Winterization: Ways to Protect Your Business

By Ebony Harrell, Claims Manager Unforeseen events happen daily, and those events can affect business operations – especially during the winter season. Winter brings us wonderlands and cheer, but as Claims Manager of Overmyer Hall Associates, I also recognize...
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